Four numbers that describe the ground under your feet.

142M

U.S. credit union members

Membership continues to grow, but so does the share of accounts that are dormant or secondary to a fintech primary.

Illustrative · NCUA year-end summary

78%

of members expect mobile parity

Members now expect their credit union app to match the top three big-bank apps feature-for-feature, not season-for-season.

Illustrative · industry survey

1 in 3

primary deposit relationships lost to neobanks

Among members under 40, a third of primary checking activity has migrated to Chime, Cash App, SoFi, and their peers.

Illustrative · consumer banking research

+41%

regulatory workload since 2020

NCUA cyber incident reporting, third-party risk oversight, and BSA/AML modernization have compounded compliance overhead.

Illustrative · compliance benchmark