Why USMICRO
A partner built for credit unions, not adapted to them.
Credit-union first
We don't split attention between banks, fintechs, and CUs. Our entire practice is oriented around the credit union operating model.
Fixed-price pilots
Discovery and pilot phases are fixed-price. You know the cost of the first measurable outcome before you sign.
You own the code
Every artifact — architecture, models, deployment — belongs to [CLIENT NAME]. No lock-in as a business model.
Selected engagements
A $2.4B community credit union in the Midwest
Cut loan pre-approval time from 4 days to 11 minutes on 62% of applications.
"USMICRO treated our members' experience like it was their own reputation. That's rare."
A regional CU serving 190,000 members
Reduced card fraud losses by 38% in the first year of a behavioral-signals pilot.
"They shipped something narrow, measurable, and correct. Then we scaled it."
A single-branch CU in the Pacific Northwest
Launched an embedded-payroll product with two local employers in 14 weeks.
"The pilot paid for itself before we finished the second phase."
Security & compliance posture
- SOC 2 Type II
- PCI DSS aligned
- NCUA third-party guidance ready
- GLBA compliant
- Zero-trust internal posture
- US-based delivery teams
Next step
A 60-minute discovery call with [CLIENT NAME]'s leadership team.
No slides. We come prepared with two initiatives specific to [CLIENT NAME] — [MEMBER BASE] members, [REGION] — and leave with a clear next step or none, either is fine.
End of pitch · [CLIENT NAME]